When it comes to buying buildings and contents insurance cover, the range of policies on offer in the market can seem bewildering.
Although using online comparison websites can seem like an attractive, convenient option, people can fall into the trap of buying the wrong policy for their personal circumstances. It can be a false economy if the appeal of a lower premium leaves you without the appropriate cover in an emergency. That’s where your adviser’s experience and understanding of your circumstances can make a vital difference. Your adviser can help you to focus on the features you need, not just the price. They will ensure that the cover and terms and conditions meet your specific needs and requirements, from the size of your excess, to additional cover, such as accidental damage and home emergency cover.
Source: Intrinsic Quarterly Magazine Q1 2019 ISSUE 11 “Building and contents insurance – focus on cover, not just price.”